Budget Pro Privacy Policy

1. Who We Are

Budget Pro is a personal finance tracking service operated by Esotech. If you have questions about this policy or your data, contact us at support@budgetpro.site.

2. Information We Collect

• Account information, including your name, email address, phone number, password, country, preferred language, currency, and optional profile picture.
• Financial records you enter, including income, expenses, transaction descriptions, categories, payment methods, budgets, savings goals, reports, and history archives.
• Optional giving preferences and records, including tithe or offering percentages, suggested amounts, payment status, dates, and receipt delivery status.
• Team and invitation information when you invite or manage members, including member names, emails, phone numbers, roles, and invitation status.
• Notification settings and delivery data, including SMS, email, and push notification preferences, Firebase push tokens, message status, and notification logs.
• Subscription and payment information, including selected plan, payment phone number, payment status, provider reference, and billing history.
• Support information you send to us, including your message, email address, and related account details needed to respond.
• Technical information needed to run the service, such as authentication tokens, device push identifiers, timestamps, IP-related server logs, and basic app activity logs.

3. How We Use Information

• To create, secure, and manage your Budget Pro account.
• To sync your income, expenses, budgets, goals, reports, team activity, and financial summaries.
• To send reminders, summaries, alerts, and reports by push notification, email, or SMS according to your settings.
• To process subscriptions, payment requests, billing status checks, and receipts.
• To provide support, troubleshoot errors, prevent fraud, and improve the service.
• To comply with legal, tax, accounting, security, and platform requirements.

4. SMS, Email, and Push Notifications

Budget Pro may send SMS messages, emails, and push notifications when you enable reports, reminders, summaries, or team notifications. You can update these preferences in the app settings.

Budget Pro does not read your SMS inbox, does not access your contacts, and does not collect call logs. SMS delivery is used only to send Budget Pro messages to phone numbers provided in your account or team settings.

5. Sharing With Service Providers

We do not sell your personal information. We share limited information with trusted providers only where needed to operate Budget Pro, such as hosting and database services, Firebase Cloud Messaging for push notifications, SMS delivery providers, email delivery providers, payment processors, analytics or logging tools, and support systems.

These providers may process information on our behalf and must use it only to provide the requested service or meet legal obligations.

6. Data Security

We use reasonable administrative, technical, and organizational safeguards to protect your information, including authenticated access, encrypted transport where supported, restricted access to production systems, and service monitoring.

No online service can guarantee perfect security. You are responsible for keeping your login details private and for using a secure device.

7. Data Retention and Deletion

We keep your information while your account is active or as needed to provide the service, meet legal obligations, resolve disputes, prevent abuse, and maintain business records.

You can request account deletion from the app settings where available, or by emailing support@budgetpro.site. Deleting your account removes or disables your account data, except information we must keep for legal, billing, fraud-prevention, or security reasons.

8. Your Choices

• You can update your profile, language, currency, and notification settings in the app.
• You can disable push notifications through your device settings.
• You can stop using SMS, email, or push reports by changing the message settings in Budget Pro.
• You can contact us to request access, correction, export, or deletion of your personal information.

9. Children

Budget Pro is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided information to us, contact us so we can take appropriate action.

10. International Processing

Your information may be processed and stored in countries other than your own, depending on the location of our hosting, messaging, payment, and support providers. We take reasonable steps to protect your information wherever it is processed.

11. Changes to This Policy

We may update this Privacy Policy when our service, legal requirements, or business practices change. When we make changes, we will update the date above and publish the new policy at this URL.

12. Contact Us

For privacy questions, account deletion, or data requests, email support@budgetpro.site.